Guides
Evergreen explainers for prospective new launch buyers — from CPF usage to ABSD, stamp duty, and floorplan literacy.
How to read a floor plan
February 20, 2026 · HOS Editorial
The technical marks on a floor plan answer most of the practical questions buyers ask. A quick literacy pass on what the symbols mean.
Freehold vs 99-year leasehold: what actually matters
January 15, 2026 · HOS Editorial
The tenure question tends to get moralised. The honest answer is it depends on holding horizon, succession plans, and what you think the en-bloc market will do.
Using CPF for a new launch purchase
November 10, 2025 · HOS Editorial
Progressive payment across a 3–4 year construction period means CPF usage is different from resale. What you can use, what you must pay in cash, and when.
ABSD explained for Singapore property buyers
September 20, 2025 · HOS Editorial
Additional Buyer’s Stamp Duty is the single biggest variable in a foreign or multi-property buyer’s total outlay. A plain-language walk-through.
Understanding progressive payment schemes
June 15, 2025 · HOS Editorial
Standard Payment Scheme or Deferred Payment Scheme? The timing and cash-flow consequences of each, illustrated for a typical mid-tier purchase.
